Mortgage Compliance & Marketing Risk Solutions for Brokers and Lenders

Mortgage Compliance Reviews and Vendor Risk Assessments
Built for small mortgage broker LLCs (2–12 people)

Compliance Defense for Sales-Driven Mortgage Broker Owners

You built your brokerage to close loans and grow production — not to interpret statutes. MDS delivers enterprise-level compliance analytics at an affordable price, designed specifically for independent mortgage broker operations.

First freebie in the analysis: if you operate as an LLC but call yourself “President,” we’ll explain the liability exposure difference vs “Managing Member” — in plain English.
“My shop runs clean, and nothing is going to shut me down.”

Why this matters for small shops

  • You’re held to many of the same standards as major lenders — without their compliance department.
  • Most owners are former loan officers: production-first mindset, compliance last.
  • “We haven’t had issues yet” isn’t a compliance strategy.

What you get (no fluff)

  • A clear snapshot of exposure and gaps
  • Prioritized fixes (what to handle first)
  • Actionable documentation guidance
  • A path to audit readiness — without burying you in manuals

Audit-Ready Confidence

Know where you stand before an audit notice lands — and fix the high-risk items first.

Owner Liability Clarity

Understand the real exposure of LLC leadership and the documentation regulators expect to see.

Affordable Analytics, Built for You

Institutional-grade rigor scaled for 2–12 person mortgage broker operations and budgets.

Same standards as the big guys. None of their resources.

If you feel like “I’m a small shop — why am I held to the same standards as Bank of America?” you’re not alone. Most independent mortgage brokers don’t have a designated compliance person. The owner ends up doing compliance between closings, recruiting, and operations — and it becomes expensive fast.

MDS helps you cut through the noise with practical guidance that turns complex rules into implementable steps — so compliance protects production instead of interrupting it.

Start with a free compliance analysis

Most owners act when risk becomes real: an audit notice, a lender issue, or a horror story from another broker. Don’t wait for urgency. Get a confidential, high-level read on your gaps and the quickest path to defensibility.

Designed for owners who want clarity — not more theory, not more reading.
Free Download

Top 7 Compliance Risks Mortgage Broker LLCs Overlook

A quick, practical guide for former loan officers who now own the operation — and the exposure. Built to save you time and highlight what matters most.

Protect your license. Protect your LLC. Protect your livelihood.

Google searches and peer advice can’t replace defensible documentation and a clear compliance plan. If you want confidence that your operation is compliant — and can stand up to scrutiny — start here.

We have successfully reclaimed hundreds of thousands of dollars in fine assessments for our clients. Additionally, we collaborate with mortgage entities to ensure they are fully prepared to pass regulatory audits. One of our achievements even includes securing a Presidential pardon for a client.

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EXPERT WITNESS TESTIMONY

Mortgage Defense Solutions is called upon by various mortgage industry professionals to assist in defending or prosecuting mortgage fraud claims.

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MORTGAGE INDUSTRY COMPLIANCE AND CONSULTING

Mortgage consulting for the industry is a significant aspect of Mortgage Defense Solutions services.

About MDS

Neill Fendly is a seasoned mortgage fraud expert witness with decades of experience in the mortgage industry. His deep understanding of complex mortgage transactions and commitment to upholding ethical standards make him a trusted authority in uncovering and testifying on fraud cases. Discover how Neill’s expertise can provide the insight and support needed in your mortgage fraud investigations.

Client Testimonials

“Mr. Fendly works well under pressure and has managed to maintain a high degree of integrity in difficult situations.”
“Neill is respected around the country and in Washington as a true professional.”
“Neill is one of the most dedicated and competent individuals I’ve had the pleasure of working with.”
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Achieve Fairness.